Expertise:
Sales:
1. Awarded Honda’s 2023 Silver Sales Award.
Strategy
1. Hinterland Strategy: Invented Westport Malaysia’s 7-hour strategy that increased the port’s hinterland from about 30km to include the whole of Peninsular Malaysia. Included reducing the number of port tariffs from >100 to about 23 to focus management.
2. Asymmetrical Information Resolution (AIR) Models: Invented & tested AIR models to infer company private information and infer strategic positioning.
Credit Risk
1. Consumer Credit: Proved that FICO Scores are not good predictors of default.
2. HELSIS: Invented Home Equity Line for Self Insured Servicing (HELSIS) to substantially reduce (70%) mortgage defaults and thus reduce bank risk capital requirements.
3. CMBS: Modeled Commercial Mortgage Backed Securities (CMBS) defaults across the US.
Finance:
1. C&I Loans: Determined credit worthiness of 300+ Commercial and Industrial loans.
2. Economics: Wrote excellent Quarterly US Economic Reports for the bank’s Colorado Advisory Board for 2 years straight.
3. Valuations:
a. Valued German steel mill.
b. Invented the Capital Premium Model to value companies and showed that the Levy Strauss IPO was overvalued.
4. Company Financial & Credit Risk: Ranked company financial & credit risk using SEC filings.
Supply chains:
1. B2C, Unilever Malaysia: Designed and implemented Demand Driven Inventory Management system for Unilever Malaysia thus, (i) Reduce supply chain cycle time from 54 days to 3 days, (ii) Reduce operating inventory from 8 to 5 weeks, and (iii) Increased service levels (customer satisfaction) from 87% to 98%.
2. B2B, Texas Instruments: Designed Daily Factory Starts (DFS) scheduling system, one of the top ranked projects at Texas Instruments (1990-1992). Thereby reducing work-in-progress from 5 to 3 days ($8.2 million) for TI Malaysia & Philippines (both were 6,000 SKU operations).
Statistical & Mathematical Modeling:
1. The Multiple Sclerosis Stress Equation (published)
2. Statistical Analyses & Interpretation of Blood Glucose
3. Invented Wilcoxon Regression to better model probability distributions, Collated Distributions to model credit risk and infectious disease spread, and Levy/Black Swan Distribution to model black swans.
4. Machine capacity & product costing modeling
5. Physics discoveries, a first in 337-years (1687-2024) using data modeling
a. g=τc2 the massless formula for gravitational acceleration and proved that this formula is valid for all macro forces, mechanical, electromagnetic & gravitational.
b. That the gravitational constant G is not a constant but inversely dependent on the element's isotopic mass.